Vaihtoehdot
Find the Right Financing Option for You
Business Loan
Suitable for larger investments and financing predictable growth.
Key Features:
- Fixed interest rate and payment plan
- Amounts €10,000 - €2,000,000
- Loan term 1-10 years
- Suitable for larger projects
Ideal For:
When you need a larger sum for a long-term investment
Business Credit Line
Flexible financing for cash flow fluctuations and short-term needs.
Key Features:
- Pay only for what you use
- Quick activation
- Flexible repayment
- Suitable for balancing cash flow
Ideal For:
When cash flow varies and you need flexibility
Factoring & Invoice Financing
Get money from your invoices immediately. Not debt, but selling receivables.
Key Features:
- Immediate cash flow
- No additional debt on balance sheet
- Credit risk protection
- Suitable for B2B companies
Ideal For:
When you want to accelerate payments without additional debt
Leasing Financing
Acquire equipment and machinery without large initial capital.
Key Features:
- No large initial investment
- Tax benefits
- Always up-to-date equipment
- Maintenance packages available
Ideal For:
When you want to use equipment without large initial investments
Vertailu
Which Financing Type Suits You?
| Situation | Best Option | Why? |
|---|---|---|
| Large machine purchase or expansion investment | Business Loan | Investment produces long-term returns, loan can be paid evenly |
| Cash flow varies seasonally | Credit Line | Use only when needed, no fixed payments |
| Customers pay with 30-90 day terms | Factoring | Get money immediately, no need to wait for payment |
| Need new vehicles or machinery | Leasing | No tied-up capital, easy to upgrade |